Call reports 2014
INTEGRITY FIRST BANK — 2014
What INTEGRITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,444,000 | 75,356,000 | 73,799,000 | 73,325,000 |
| Total loans | 53,915,000 | 53,305,000 | 53,077,000 | 57,497,000 |
| Allowance for loan losses | 1,082,000 | 1,088,000 | 1,061,000 | 1,075,000 |
| Securities available for sale | 6,030,000 | 5,033,000 | 4,969,000 | 4,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,291,000 | 60,088,000 | 60,218,000 | 57,184,000 |
| Interest-bearing deposits | 49,866,000 | 51,039,000 | 48,706,000 | 47,572,000 |
| Noninterest-bearing deposits | 9,425,000 | 9,049,000 | 11,512,000 | 9,612,000 |
| Equity capital | 7,932,000 | 8,024,000 | 8,143,000 | 8,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,589,000 | 2,361,000 | 3,181,000 |
| Interest expense | 124,000 | 241,000 | 352,000 | 452,000 |
| Net interest income | 643,000 | 1,348,000 | 2,009,000 | 2,729,000 |
| Noninterest income | 55,000 | 86,000 | 173,000 | 242,000 |
| Noninterest expense | 681,000 | 1,316,000 | 1,924,000 | 2,582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 118,000 | 258,000 | 389,000 |
| Income tax | 8,000 | 12,000 | 20,000 | 0 |
| Net income | 9,000 | 106,000 | 238,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,863,000 | 7,961,000 | 8,092,000 | 8,243,000 |
| Total capital | 8,567,000 | 8,654,000 | 8,783,000 | 8,961,000 |
| Risk-weighted assets | 55,909,000 | 55,027,000 | 54,880,000 | 57,123,000 |