Call reports 2011
INTEGRITY FIRST BANK — 2011
What INTEGRITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 103,077,000 | 101,802,000 | 103,428,000 | 99,105,000 |
| Total loans | 74,154,000 | 73,210,000 | 71,758,000 | 67,666,000 |
| Allowance for loan losses | 3,434,000 | 2,864,000 | 2,952,000 | 2,760,000 |
| Securities available for sale | 14,160,000 | 14,249,000 | 13,583,000 | 11,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,782,000 | 85,647,000 | 87,309,000 | 83,767,000 |
| Interest-bearing deposits | 79,128,000 | 77,644,000 | 79,378,000 | 75,991,000 |
| Noninterest-bearing deposits | 7,654,000 | 8,003,000 | 7,931,000 | 7,776,000 |
| Equity capital | 6,606,000 | 6,473,000 | 6,403,000 | 5,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,623,000 | 3,914,000 | 5,091,000 |
| Interest expense | 589,000 | 1,157,000 | 1,693,000 | 2,195,000 |
| Net interest income | 750,000 | 1,466,000 | 2,221,000 | 2,896,000 |
| Noninterest income | 142,000 | 239,000 | 455,000 | 476,000 |
| Noninterest expense | 860,000 | 1,696,000 | 2,567,000 | 3,374,000 |
| Provision for loan losses | 851,000 | 1,200,000 | 1,438,000 | 2,023,000 |
| Pretax income | -819,000 | -1,191,000 | -1,273,000 | -1,758,000 |
| Income tax | -18,000 | -113,000 | -117,000 | -45,000 |
| Net income | -801,000 | -1,078,000 | -1,156,000 | -1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,339,000 | 6,062,000 | 5,985,000 | 5,427,000 |
| Total capital | 7,362,000 | 7,074,000 | 6,980,000 | 6,346,000 |
| Risk-weighted assets | 79,408,000 | 79,139,000 | 77,641,000 | 71,642,000 |