Call reports 2008
INTEGRITY FIRST BANK — 2008
What INTEGRITY FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 107,666,000 | 116,342,000 | 127,069,000 | 133,263,000 |
| Total loans | 84,476,000 | 94,190,000 | 97,428,000 | 104,196,000 |
| Allowance for loan losses | 1,273,000 | 1,417,000 | 1,455,000 | 2,107,000 |
| Securities available for sale | 12,948,000 | 12,279,000 | 15,717,000 | 17,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,586,000 | 94,268,000 | 101,936,000 | 107,328,000 |
| Interest-bearing deposits | 83,068,000 | 86,386,000 | 92,289,000 | 99,037,000 |
| Noninterest-bearing deposits | 6,518,000 | 7,882,000 | 9,647,000 | 8,291,000 |
| Equity capital | 13,732,000 | 13,460,000 | 13,827,000 | 14,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,404,000 | 5,210,000 | 7,183,000 |
| Interest expense | 860,000 | 1,703,000 | 2,638,000 | 3,591,000 |
| Net interest income | 809,000 | 1,701,000 | 2,572,000 | 3,592,000 |
| Noninterest income | 101,000 | 206,000 | 327,000 | 458,000 |
| Noninterest expense | 679,000 | 1,477,000 | 2,219,000 | 3,059,000 |
| Provision for loan losses | 95,000 | 301,000 | 339,000 | 991,000 |
| Pretax income | 136,000 | 129,000 | 341,000 | 0 |
| Income tax | 43,000 | 32,000 | 118,000 | -18,000 |
| Net income | 93,000 | 97,000 | 223,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,439,000 | 13,496,000 | 13,649,000 | 13,471,000 |
| Total capital | 14,574,000 | 14,751,000 | 14,951,000 | 14,841,000 |
| Risk-weighted assets | 90,653,000 | 100,246,000 | 104,010,000 | 108,848,000 |
Machine access — free, no API key
Every figure shown here about INTEGRITY FIRST BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.