Call reports 2006
INTEGRITY FIRST BANK — 2006
What INTEGRITY FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,911,000 | 30,944,000 | 37,282,000 | 50,673,000 |
| Total loans | 12,459,000 | 20,961,000 | 29,275,000 | 37,263,000 |
| Allowance for loan losses | 181,000 | 308,000 | 433,000 | 558,000 |
| Securities available for sale | 1,923,000 | 2,585,000 | 3,817,000 | 4,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,440,000 | 21,633,000 | 27,989,000 | 41,443,000 |
| Interest-bearing deposits | 12,199,000 | 19,316,000 | 25,592,000 | 37,625,000 |
| Noninterest-bearing deposits | 1,241,000 | 2,317,000 | 2,397,000 | 3,818,000 |
| Equity capital | 9,437,000 | 9,247,000 | 9,174,000 | 9,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 622,000 | 1,202,000 | 1,963,000 |
| Interest expense | 62,000 | 238,000 | 502,000 | 894,000 |
| Net interest income | 158,000 | 384,000 | 700,000 | 1,069,000 |
| Noninterest income | 18,000 | 46,000 | 75,000 | 107,000 |
| Noninterest expense | 268,000 | 568,000 | 879,000 | 1,319,000 |
| Provision for loan losses | 136,000 | 263,000 | 388,000 | 513,000 |
| Pretax income | -228,000 | -401,000 | -492,000 | -656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -228,000 | -401,000 | -492,000 | -656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,431,000 | 9,258,000 | 9,167,000 | 9,036,000 |
| Total capital | 9,568,000 | 9,522,000 | 9,550,000 | 9,538,000 |
| Risk-weighted assets | 10,951,000 | 21,119,000 | 30,599,000 | 40,102,000 |