Call reports 2005
INTEGRITY FIRST BANK — 2005
What INTEGRITY FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 12,136,000 |
| Total loans | 1,453,000 |
| Allowance for loan losses | 45,000 |
| Securities available for sale | 1,899,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 2,476,000 |
| Interest-bearing deposits | 1,659,000 |
| Noninterest-bearing deposits | 817,000 |
| Equity capital | 9,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 31,000 |
| Interest expense | 2,000 |
| Net interest income | 29,000 |
| Noninterest income | 0 |
| Noninterest expense | 134,000 |
| Provision for loan losses | 45,000 |
| Pretax income | -150,000 |
| Income tax | 0 |
| Net income | -150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 9,660,000 |
| Total capital | 9,705,000 |
| Risk-weighted assets | 3,889,000 |