Call reports 2023
ENTERPRISE BANK OF SOUTH CAROLINA — 2023
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 466,844,000 | 472,243,000 | 477,252,000 | 458,954,000 |
| Total loans | 254,618,000 | 259,105,000 | 258,984,000 | 261,957,000 |
| Allowance for loan losses | 2,736,000 | 2,729,000 | 1,690,000 | 1,827,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 161,662,000 | 159,886,000 | 158,682,000 | 157,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,017,000 | 449,939,000 | 456,427,000 | 446,858,000 |
| Interest-bearing deposits | 340,909,000 | 334,428,000 | 340,432,000 | 341,971,000 |
| Noninterest-bearing deposits | 115,108,000 | 115,511,000 | 115,995,000 | 104,887,000 |
| Equity capital | 9,723,000 | 11,151,000 | 9,265,000 | 10,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,725,000 | 9,117,000 | 14,091,000 | 19,132,000 |
| Interest expense | 602,000 | 1,623,000 | 2,982,000 | 4,295,000 |
| Net interest income | 4,123,000 | 7,494,000 | 11,109,000 | 14,837,000 |
| Noninterest income | 437,000 | 916,000 | 841,000 | 1,326,000 |
| Noninterest expense | 3,034,000 | 6,080,000 | 9,324,000 | 12,599,000 |
| Provision for loan losses | 0 | 0 | 2,800,000 | 2,950,000 |
| Pretax income | 1,534,000 | 2,331,000 | -187,000 | 621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,534,000 | 2,331,000 | -187,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,137,000 | 32,933,000 | 30,415,000 | 31,223,000 |
| Total capital | 34,873,000 | 35,662,000 | 32,105,000 | 33,050,000 |
| Risk-weighted assets | 272,258,000 | 276,228,000 | 272,627,000 | 275,421,000 |