Call reports 2022
ENTERPRISE BANK OF SOUTH CAROLINA — 2022
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 455,902,000 | 467,583,000 | 443,566,000 | 472,776,000 |
| Total loans | 228,972,000 | 244,307,000 | 248,722,000 | 252,173,000 |
| Allowance for loan losses | 2,861,000 | 2,875,000 | 2,881,000 | 2,914,000 |
| Securities available for sale | 166,136,000 | 166,894,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 165,073,000 | 162,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,498,000 | 451,697,000 | 437,443,000 | 464,522,000 |
| Interest-bearing deposits | 323,511,000 | 333,589,000 | 318,645,000 | 340,877,000 |
| Noninterest-bearing deposits | 107,987,000 | 118,108,000 | 118,798,000 | 123,645,000 |
| Equity capital | 13,142,000 | 4,943,000 | 5,092,000 | 7,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,839,000 | 7,976,000 | 12,300,000 | 16,903,000 |
| Interest expense | 149,000 | 314,000 | 535,000 | 956,000 |
| Net interest income | 3,690,000 | 7,662,000 | 11,765,000 | 15,947,000 |
| Noninterest income | -2,032,000 | -1,541,000 | -1,025,000 | -524,000 |
| Noninterest expense | 12,769,000 | 15,626,000 | 18,450,000 | 21,252,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,133,000 | -9,544,000 | -7,795,000 | -5,913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,133,000 | -9,544,000 | -7,795,000 | -5,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,383,000 | 26,970,000 | 28,718,000 | 30,601,000 |
| Total capital | 28,244,000 | 29,845,000 | 31,599,000 | 33,515,000 |
| Risk-weighted assets | 255,153,000 | 271,574,000 | 265,778,000 | 273,407,000 |