Call reports 2020
ENTERPRISE BANK OF SOUTH CAROLINA — 2020
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 351,908,000 | 387,024,000 | 385,387,000 | 394,364,000 |
| Total loans | 202,254,000 | 225,831,000 | 226,059,000 | 225,995,000 |
| Allowance for loan losses | 2,731,000 | 2,771,000 | 2,743,000 | 2,758,000 |
| Securities available for sale | 84,664,000 | 96,539,000 | 108,635,000 | 105,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,133,000 | 353,056,000 | 349,663,000 | 358,475,000 |
| Interest-bearing deposits | 251,595,000 | 266,958,000 | 264,693,000 | 273,368,000 |
| Noninterest-bearing deposits | 68,539,000 | 86,098,000 | 84,970,000 | 85,107,000 |
| Equity capital | 30,931,000 | 33,000,000 | 34,541,000 | 35,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,277,000 | 6,481,000 | 9,957,000 | 13,347,000 |
| Interest expense | 306,000 | 567,000 | 807,000 | 1,005,000 |
| Net interest income | 2,971,000 | 5,914,000 | 9,150,000 | 12,342,000 |
| Noninterest income | 474,000 | 852,000 | 1,260,000 | 1,743,000 |
| Noninterest expense | 2,952,000 | 5,529,000 | 8,030,000 | 10,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 586,000 | 1,426,000 | 2,569,000 | 3,820,000 |
| Income tax | 27,000 | 67,000 | 150,000 | 141,000 |
| Net income | 559,000 | 1,359,000 | 2,419,000 | 3,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,622,000 | 29,422,000 | 30,482,000 | 31,744,000 |
| Total capital | 31,139,000 | 31,925,000 | 33,044,000 | 34,320,000 |
| Risk-weighted assets | 201,170,000 | 199,947,000 | 204,799,000 | 205,864,000 |