Call reports 2018
ENTERPRISE BANK OF SOUTH CAROLINA — 2018
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 327,181,000 | 333,644,000 | 330,738,000 | 328,504,000 |
| Total loans | 173,427,000 | 180,186,000 | 184,015,000 | 188,109,000 |
| Allowance for loan losses | 5,972,000 | 6,120,000 | 3,325,000 | 2,799,000 |
| Securities available for sale | 105,214,000 | 109,022,000 | 108,089,000 | 102,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,194,000 | 317,166,000 | 311,222,000 | 307,376,000 |
| Interest-bearing deposits | 254,151,000 | 252,568,000 | 246,839,000 | 244,457,000 |
| Noninterest-bearing deposits | 57,043,000 | 64,598,000 | 64,383,000 | 62,919,000 |
| Equity capital | 15,150,000 | 15,420,000 | 18,394,000 | 20,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,840,000 | 5,873,000 | 8,984,000 | 12,215,000 |
| Interest expense | 144,000 | 302,000 | 484,000 | 720,000 |
| Net interest income | 2,696,000 | 5,571,000 | 8,500,000 | 11,495,000 |
| Noninterest income | 524,000 | 1,058,000 | 1,573,000 | 2,006,000 |
| Noninterest expense | 2,404,000 | 4,807,000 | 7,330,000 | 9,991,000 |
| Provision for loan losses | 0 | 0 | -3,000,000 | -2,850,000 |
| Pretax income | 816,000 | 1,822,000 | 5,723,000 | 6,226,000 |
| Income tax | 62,000 | 126,000 | 262,000 | 329,000 |
| Net income | 754,000 | 1,696,000 | 5,461,000 | 5,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,893,000 | 19,835,000 | 23,601,000 | 24,037,000 |
| Total capital | 21,229,000 | 22,222,000 | 26,029,000 | 26,423,000 |
| Risk-weighted assets | 183,218,000 | 187,240,000 | 193,369,000 | 190,480,000 |