Call reports 2017
ENTERPRISE BANK OF SOUTH CAROLINA — 2017
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 332,007,000 | 330,270,000 | 322,348,000 | 316,529,000 |
| Total loans | 178,612,000 | 178,995,000 | 182,865,000 | 178,008,000 |
| Allowance for loan losses | 5,389,000 | 5,419,000 | 5,854,000 | 5,942,000 |
| Securities available for sale | 79,484,000 | 90,942,000 | 99,953,000 | 101,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,574,000 | 312,766,000 | 304,590,000 | 299,548,000 |
| Interest-bearing deposits | 259,305,000 | 252,295,000 | 248,148,000 | 242,452,000 |
| Noninterest-bearing deposits | 57,269,000 | 60,471,000 | 56,441,000 | 57,096,000 |
| Equity capital | 14,764,000 | 16,582,000 | 16,888,000 | 16,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,665,000 | 5,357,000 | 8,278,000 | 11,125,000 |
| Interest expense | 120,000 | 245,000 | 372,000 | 504,000 |
| Net interest income | 2,545,000 | 5,112,000 | 7,906,000 | 10,621,000 |
| Noninterest income | 577,000 | 1,167,000 | 1,385,000 | 1,798,000 |
| Noninterest expense | 2,654,000 | 5,110,000 | 7,565,000 | 9,975,000 |
| Provision for loan losses | -2,500,000 | -2,500,000 | -2,500,000 | -2,500,000 |
| Pretax income | 2,968,000 | 3,706,000 | 4,263,000 | 4,979,000 |
| Income tax | 136,000 | 177,000 | 249,000 | 284,000 |
| Net income | 2,832,000 | 3,529,000 | 4,014,000 | 4,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,277,000 | 16,975,000 | 17,461,000 | 18,140,000 |
| Total capital | 18,603,000 | 19,346,000 | 19,840,000 | 20,500,000 |
| Risk-weighted assets | 183,020,000 | 186,640,000 | 186,856,000 | 185,192,000 |