Call reports 2016
ENTERPRISE BANK OF SOUTH CAROLINA — 2016
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 313,424,000 | 318,860,000 | 312,721,000 | 319,866,000 |
| Total loans | 163,953,000 | 168,002,000 | 168,838,000 | 169,229,000 |
| Allowance for loan losses | 7,044,000 | 6,733,000 | 7,802,000 | 7,815,000 |
| Securities available for sale | 46,554,000 | 41,384,000 | 46,121,000 | 58,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,821,000 | 305,042,000 | 298,908,000 | 307,662,000 |
| Interest-bearing deposits | 249,421,000 | 252,700,000 | 243,778,000 | 250,776,000 |
| Noninterest-bearing deposits | 50,400,000 | 52,342,000 | 55,130,000 | 56,886,000 |
| Equity capital | 12,639,000 | 13,165,000 | 13,230,000 | 11,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,600,000 | 4,919,000 | 7,139,000 | 9,618,000 |
| Interest expense | 132,000 | 260,000 | 387,000 | 513,000 |
| Net interest income | 2,468,000 | 4,659,000 | 6,752,000 | 9,105,000 |
| Noninterest income | 546,000 | 1,180,000 | 1,704,000 | 2,542,000 |
| Noninterest expense | 2,466,000 | 4,809,000 | 7,463,000 | 10,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 563,000 | 1,057,000 | 1,020,000 | 1,460,000 |
| Income tax | 25,000 | 45,000 | 45,000 | 62,000 |
| Net income | 538,000 | 1,012,000 | 975,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,566,000 | 13,064,000 | 13,023,000 | 13,446,000 |
| Total capital | 14,718,000 | 15,231,000 | 15,199,000 | 15,618,000 |
| Risk-weighted assets | 167,242,000 | 168,831,000 | 168,425,000 | 168,078,000 |