Call reports 2015
ENTERPRISE BANK OF SOUTH CAROLINA — 2015
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 310,203,000 | 310,478,000 | 307,376,000 | 315,004,000 |
| Total loans | 134,898,000 | 145,195,000 | 149,629,000 | 167,993,000 |
| Allowance for loan losses | 9,108,000 | 8,320,000 | 8,370,000 | 8,052,000 |
| Securities available for sale | 48,817,000 | 52,101,000 | 53,987,000 | 54,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,906,000 | 297,591,000 | 293,691,000 | 302,517,000 |
| Interest-bearing deposits | 248,158,000 | 248,570,000 | 242,962,000 | 249,668,000 |
| Noninterest-bearing deposits | 48,748,000 | 49,021,000 | 50,729,000 | 52,849,000 |
| Equity capital | 12,464,000 | 12,222,000 | 12,863,000 | 11,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,394,000 | 6,799,000 | 8,900,000 |
| Interest expense | 165,000 | 316,000 | 457,000 | 592,000 |
| Net interest income | 2,031,000 | 4,078,000 | 6,342,000 | 8,308,000 |
| Noninterest income | 697,000 | 1,632,000 | 1,610,000 | 2,305,000 |
| Noninterest expense | 2,506,000 | 5,015,000 | 7,406,000 | 10,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 265,000 | 738,000 | 589,000 | 207,000 |
| Income tax | 0 | 0 | 27,000 | -141,000 |
| Net income | 265,000 | 738,000 | 562,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,234,000 | 12,804,000 | 12,725,000 | 11,918,000 |
| Total capital | 14,420,000 | 15,032,000 | 14,916,000 | 14,068,000 |
| Risk-weighted assets | 167,973,000 | 172,130,000 | 169,140,000 | 166,098,000 |