Call reports 2014
ENTERPRISE BANK OF SOUTH CAROLINA — 2014
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 333,234,000 | 330,289,000 | 320,472,000 | 312,110,000 |
| Total loans | 164,704,000 | 152,852,000 | 147,494,000 | 137,099,000 |
| Allowance for loan losses | 17,272,000 | 12,471,000 | 12,467,000 | 10,298,000 |
| Securities available for sale | 51,998,000 | 53,218,000 | 50,768,000 | 51,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,216,000 | 317,563,000 | 307,358,000 | 299,676,000 |
| Interest-bearing deposits | 278,826,000 | 269,609,000 | 261,865,000 | 248,968,000 |
| Noninterest-bearing deposits | 47,390,000 | 47,954,000 | 45,493,000 | 50,708,000 |
| Equity capital | 6,473,000 | 12,213,000 | 12,531,000 | 11,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,437,000 | 4,973,000 | 7,413,000 | 9,895,000 |
| Interest expense | 340,000 | 632,000 | 879,000 | 1,074,000 |
| Net interest income | 2,097,000 | 4,341,000 | 6,534,000 | 8,821,000 |
| Noninterest income | 482,000 | 3,036,000 | 3,242,000 | 2,836,000 |
| Noninterest expense | 2,856,000 | 5,634,000 | 7,867,000 | 11,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -277,000 | 1,743,000 | 1,909,000 | 527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -277,000 | 1,743,000 | 1,909,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,672,000 | 12,288,000 | 13,153,000 | 11,873,000 |
| Total capital | 10,122,000 | 14,563,000 | 15,411,000 | 13,983,000 |
| Risk-weighted assets | 181,150,000 | 171,767,000 | 170,465,000 | 160,594,000 |