Call reports 2012
ENTERPRISE BANK OF SOUTH CAROLINA — 2012
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 408,317,000 | 409,898,000 | 387,213,000 | 374,497,000 |
| Total loans | 266,469,000 | 260,283,000 | 243,869,000 | 221,422,000 |
| Allowance for loan losses | 8,795,000 | 9,737,000 | 5,380,000 | 7,501,000 |
| Securities available for sale | 36,861,000 | 43,765,000 | 49,152,000 | 48,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,998,000 | 359,738,000 | 349,307,000 | 357,650,000 |
| Interest-bearing deposits | 312,789,000 | 316,398,000 | 307,680,000 | 313,127,000 |
| Noninterest-bearing deposits | 42,209,000 | 43,340,000 | 41,627,000 | 44,523,000 |
| Equity capital | 52,973,000 | 49,788,000 | 37,579,000 | 16,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,106,000 | 7,425,000 | 11,186,000 | 14,851,000 |
| Interest expense | 848,000 | 1,593,000 | 2,263,000 | 2,868,000 |
| Net interest income | 3,258,000 | 5,832,000 | 8,923,000 | 11,983,000 |
| Noninterest income | 635,000 | 1,244,000 | 1,876,000 | -9,180,000 |
| Noninterest expense | 2,863,000 | 5,484,000 | 7,440,000 | 10,115,000 |
| Provision for loan losses | 2,500,000 | 6,400,000 | 20,300,000 | 31,436,000 |
| Pretax income | -1,470,000 | -4,808,000 | -16,941,000 | -38,748,000 |
| Income tax | 0 | 0 | 0 | -391,000 |
| Net income | -1,470,000 | -4,808,000 | -16,941,000 | -38,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,376,000 | 48,135,000 | 36,098,000 | 14,776,000 |
| Total capital | 55,219,000 | 51,911,000 | 38,440,000 | 17,969,000 |
| Risk-weighted assets | 302,525,000 | 296,109,000 | 280,481,000 | 251,118,000 |