Call reports 2011
ENTERPRISE BANK OF SOUTH CAROLINA — 2011
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 432,760,000 | 422,335,000 | 409,492,000 | 397,835,000 |
| Total loans | 301,355,000 | 300,269,000 | 291,786,000 | 270,047,000 |
| Allowance for loan losses | 9,321,000 | 8,756,000 | 6,811,000 | 6,723,000 |
| Securities available for sale | 50,031,000 | 44,291,000 | 44,771,000 | 36,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,496,000 | 365,252,000 | 350,542,000 | 343,118,000 |
| Interest-bearing deposits | 324,793,000 | 36,035,000 | 314,729,000 | 303,382,000 |
| Noninterest-bearing deposits | 36,703,000 | 329,217,000 | 35,813,000 | 39,736,000 |
| Equity capital | 70,186,000 | 56,480,000 | 58,399,000 | 54,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,019,000 | 8,635,000 | 13,421,000 | 18,150,000 |
| Interest expense | 1,286,000 | 2,552,000 | 3,664,000 | 4,628,000 |
| Net interest income | 3,733,000 | 6,083,000 | 9,757,000 | 13,522,000 |
| Noninterest income | 597,000 | 1,203,000 | 1,857,000 | -11,706,000 |
| Noninterest expense | 2,227,000 | 18,608,000 | 20,763,000 | 11,319,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 5,600,000 |
| Pretax income | 1,203,000 | -13,122,000 | -11,849,000 | -15,101,000 |
| Income tax | 445,000 | 0 | 0 | 580,000 |
| Net income | 758,000 | -13,122,000 | -11,849,000 | -15,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,897,000 | 55,116,000 | 56,485,000 | 52,750,000 |
| Total capital | 73,149,000 | 59,175,000 | 59,332,000 | 55,589,000 |
| Risk-weighted assets | 334,948,000 | 319,994,000 | 313,163,000 | 306,847,000 |