Call reports 2009
ENTERPRISE BANK OF SOUTH CAROLINA — 2009
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 393,601,000 | 402,169,000 | 418,107,000 | 431,650,000 |
| Total loans | 279,755,000 | 284,471,000 | 282,889,000 | 287,697,000 |
| Allowance for loan losses | 5,752,000 | 5,252,000 | 5,386,000 | 5,912,000 |
| Securities available for sale | 43,719,000 | 47,331,000 | 49,051,000 | 47,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,482,000 | 324,466,000 | 338,721,000 | 353,268,000 |
| Interest-bearing deposits | 282,618,000 | 291,707,000 | 306,193,000 | 318,108,000 |
| Noninterest-bearing deposits | 34,864,000 | 32,759,000 | 32,528,000 | 35,160,000 |
| Equity capital | 72,900,000 | 73,943,000 | 75,245,000 | 74,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,265,000 | 10,893,000 | 16,403,000 | 21,951,000 |
| Interest expense | 1,767,000 | 3,538,000 | 5,345,000 | 7,109,000 |
| Net interest income | 3,498,000 | 7,355,000 | 11,058,000 | 14,842,000 |
| Noninterest income | 665,000 | 1,330,000 | 2,072,000 | 2,727,000 |
| Noninterest expense | 2,211,000 | 4,186,000 | 6,484,000 | 9,280,000 |
| Provision for loan losses | 630,000 | 1,260,000 | 1,890,000 | 4,520,000 |
| Pretax income | 1,322,000 | 3,239,000 | 4,756,000 | 3,769,000 |
| Income tax | 485,000 | 1,017,000 | 1,379,000 | 1,216,000 |
| Net income | 837,000 | 2,222,000 | 3,377,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,982,000 | 71,450,000 | 72,703,000 | 71,966,000 |
| Total capital | 71,897,000 | 72,768,000 | 74,130,000 | 73,830,000 |
| Risk-weighted assets | 303,147,000 | 310,814,000 | 312,762,000 | 319,863,000 |