Call reports 2008
ENTERPRISE BANK OF SOUTH CAROLINA — 2008
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 380,716,000 | 375,566,000 | 371,402,000 | 363,569,000 |
| Total loans | 266,765,000 | 280,686,000 | 285,024,000 | 275,349,000 |
| Allowance for loan losses | 5,378,000 | 6,073,000 | 6,801,000 | 5,246,000 |
| Securities available for sale | 48,376,000 | 52,943,000 | 47,588,000 | 43,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,584,000 | 303,170,000 | 296,914,000 | 288,783,000 |
| Interest-bearing deposits | 268,877,000 | 264,117,000 | 261,574,000 | 254,134,000 |
| Noninterest-bearing deposits | 40,707,000 | 39,053,000 | 35,340,000 | 34,649,000 |
| Equity capital | 69,579,000 | 70,247,000 | 71,658,000 | 72,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,301,000 | 12,119,000 | 18,238,000 | 23,993,000 |
| Interest expense | 2,262,000 | 4,345,000 | 6,285,000 | 8,126,000 |
| Net interest income | 4,039,000 | 7,774,000 | 11,953,000 | 15,867,000 |
| Noninterest income | 791,000 | 1,637,000 | 2,344,000 | 2,909,000 |
| Noninterest expense | 2,609,000 | 4,546,000 | 6,727,000 | 8,637,000 |
| Provision for loan losses | 630,000 | 1,260,000 | 1,890,000 | 4,520,000 |
| Pretax income | 1,591,000 | 3,605,000 | 5,693,000 | 5,633,000 |
| Income tax | 587,000 | 1,317,000 | 2,081,000 | 2,082,000 |
| Net income | 1,004,000 | 2,288,000 | 3,612,000 | 3,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,304,000 | 67,684,000 | 69,104,000 | 69,049,000 |
| Total capital | 68,098,000 | 70,009,000 | 72,106,000 | 70,515,000 |
| Risk-weighted assets | 283,142,000 | 296,058,000 | 300,125,000 | 298,615,000 |