Call reports 2007
ENTERPRISE BANK OF SOUTH CAROLINA — 2007
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 370,779,000 | 359,142,000 | 377,044,000 | 365,400,000 |
| Total loans | 225,748,000 | 225,364,000 | 239,425,000 | 262,832,000 |
| Allowance for loan losses | 7,209,000 | 5,262,000 | 5,988,000 | 4,676,000 |
| Securities available for sale | 61,748,000 | 63,092,000 | 62,186,000 | 51,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,054,000 | 288,515,000 | 303,584,000 | 295,824,000 |
| Interest-bearing deposits | 262,214,000 | 251,831,000 | 267,349,000 | 260,749,000 |
| Noninterest-bearing deposits | 40,840,000 | 36,684,000 | 36,235,000 | 35,075,000 |
| Equity capital | 65,636,000 | 67,868,000 | 68,985,000 | 68,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,622,000 | 13,377,000 | 19,776,000 | 27,009,000 |
| Interest expense | 2,065,000 | 4,142,000 | 6,505,000 | 8,972,000 |
| Net interest income | 4,557,000 | 9,235,000 | 13,271,000 | 18,037,000 |
| Noninterest income | 767,000 | 1,528,000 | 2,295,000 | 3,158,000 |
| Noninterest expense | 1,837,000 | 3,829,000 | 5,895,000 | 10,281,000 |
| Provision for loan losses | 240,000 | 740,000 | 1,370,000 | 2,000,000 |
| Pretax income | 3,247,000 | 6,194,000 | 8,301,000 | 8,924,000 |
| Income tax | 1,195,000 | 1,840,000 | 3,172,000 | 4,429,000 |
| Net income | 2,052,000 | 4,354,000 | 5,129,000 | 4,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,481,000 | 64,879,000 | 65,751,000 | 65,203,000 |
| Total capital | 65,647,000 | 66,970,000 | 68,336,000 | 66,463,000 |
| Risk-weighted assets | 249,246,000 | 250,547,000 | 268,800,000 | 269,861,000 |