Call reports 2006
ENTERPRISE BANK OF SOUTH CAROLINA — 2006
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 323,773,000 | 333,168,000 | 333,388,000 | 325,577,000 |
| Total loans | 192,576,000 | 197,053,000 | 205,285,000 | 210,195,000 |
| Allowance for loan losses | 6,565,000 | 6,807,000 | 7,042,000 | 6,745,000 |
| Securities available for sale | 73,814,000 | 77,938,000 | 76,711,000 | 67,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,465,000 | 271,061,000 | 267,981,000 | 261,218,000 |
| Interest-bearing deposits | 226,552,000 | 234,826,000 | 230,932,000 | 225,664,000 |
| Noninterest-bearing deposits | 37,913,000 | 36,235,000 | 37,049,000 | 35,554,000 |
| Equity capital | 57,522,000 | 59,175,000 | 61,406,000 | 63,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,436,000 | 11,215,000 | 17,314,000 | 23,525,000 |
| Interest expense | 1,362,000 | 2,924,000 | 4,682,000 | 6,500,000 |
| Net interest income | 4,074,000 | 8,291,000 | 12,632,000 | 17,025,000 |
| Noninterest income | 727,000 | 1,464,000 | 2,276,000 | 3,145,000 |
| Noninterest expense | 1,721,000 | 3,451,000 | 5,659,000 | 8,080,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 2,840,000 | 5,824,000 | 8,529,000 | 11,028,000 |
| Income tax | 1,036,000 | 2,126,000 | 3,111,000 | 3,864,000 |
| Net income | 1,804,000 | 3,698,000 | 5,418,000 | 7,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,694,000 | 56,684,000 | 58,501,000 | 60,333,000 |
| Total capital | 57,414,000 | 59,495,000 | 61,404,000 | 63,227,000 |
| Risk-weighted assets | 213,761,000 | 220,846,000 | 228,077,000 | 227,708,000 |