Call reports 2005
ENTERPRISE BANK OF SOUTH CAROLINA — 2005
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 321,002,000 | 319,263,000 | 316,741,000 | 308,437,000 |
| Total loans | 174,548,000 | 178,549,000 | 188,162,000 | 191,473,000 |
| Allowance for loan losses | 5,975,000 | 6,338,000 | 6,362,000 | 6,187,000 |
| Securities available for sale | 68,670,000 | 77,915,000 | 80,362,000 | 71,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,829,000 | 259,472,000 | 254,421,000 | 251,980,000 |
| Interest-bearing deposits | 228,758,000 | 221,822,000 | 216,679,000 | 214,977,000 |
| Noninterest-bearing deposits | 35,071,000 | 37,650,000 | 37,742,000 | 37,003,000 |
| Equity capital | 51,541,000 | 53,190,000 | 54,820,000 | 55,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,413,000 | 8,900,000 | 13,911,000 | 19,072,000 |
| Interest expense | 902,000 | 1,917,000 | 3,016,000 | 4,215,000 |
| Net interest income | 3,511,000 | 6,983,000 | 10,895,000 | 14,857,000 |
| Noninterest income | 964,000 | 1,798,000 | 2,667,000 | 3,545,000 |
| Noninterest expense | 1,480,000 | 3,213,000 | 5,143,000 | 7,388,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 2,755,000 | 5,088,000 | 7,699,000 | 9,771,000 |
| Income tax | 1,006,000 | 1,852,000 | 2,794,000 | 3,711,000 |
| Net income | 1,749,000 | 3,236,000 | 4,905,000 | 6,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,205,000 | 49,788,000 | 51,550,000 | 52,794,000 |
| Total capital | 50,841,000 | 52,412,000 | 54,275,000 | 55,479,000 |
| Risk-weighted assets | 207,535,000 | 206,222,000 | 214,386,000 | 211,328,000 |