Call reports 2004
ENTERPRISE BANK OF SOUTH CAROLINA — 2004
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 278,459,000 | 278,436,000 | 291,207,000 | 296,115,000 |
| Total loans | 164,042,000 | 169,450,000 | 173,625,000 | 177,299,000 |
| Allowance for loan losses | 5,309,000 | 6,116,000 | 6,333,000 | 5,656,000 |
| Securities available for sale | 45,691,000 | 62,231,000 | 60,813,000 | 51,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,110,000 | 228,971,000 | 237,978,000 | 241,011,000 |
| Interest-bearing deposits | 198,762,000 | 197,972,000 | 200,529,000 | 207,631,000 |
| Noninterest-bearing deposits | 31,348,000 | 30,999,000 | 37,449,000 | 33,380,000 |
| Equity capital | 46,060,000 | 46,766,000 | 49,142,000 | 50,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,619,000 | 7,575,000 | 11,740,000 | 15,971,000 |
| Interest expense | 684,000 | 1,366,000 | 2,072,000 | 2,851,000 |
| Net interest income | 2,935,000 | 6,209,000 | 9,668,000 | 13,120,000 |
| Noninterest income | 513,000 | 1,261,000 | 2,817,000 | 3,588,000 |
| Noninterest expense | 1,430,000 | 3,115,000 | 4,558,000 | 6,683,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 1,778,000 | 3,882,000 | 7,214,000 | 8,861,000 |
| Income tax | 641,000 | 1,404,000 | 2,623,000 | 3,075,000 |
| Net income | 1,137,000 | 2,478,000 | 4,591,000 | 5,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,431,000 | 42,869,000 | 45,078,000 | 46,360,000 |
| Total capital | 43,812,000 | 45,325,000 | 47,610,000 | 48,955,000 |
| Risk-weighted assets | 187,568,000 | 192,786,000 | 198,750,000 | 204,550,000 |