Call reports 2003
ENTERPRISE BANK OF SOUTH CAROLINA — 2003
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 256,637,000 | 256,092,000 | 259,066,000 | 264,872,000 |
| Total loans | 152,819,000 | 157,698,000 | 156,944,000 | 158,581,000 |
| Allowance for loan losses | 4,877,000 | 5,227,000 | 5,465,000 | 5,018,000 |
| Securities available for sale | 21,384,000 | 29,587,000 | 52,057,000 | 44,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,239,000 | 211,947,000 | 213,620,000 | 218,643,000 |
| Interest-bearing deposits | 173,271,000 | 182,356,000 | 184,337,000 | 187,568,000 |
| Noninterest-bearing deposits | 39,968,000 | 29,591,000 | 29,283,000 | 31,075,000 |
| Equity capital | 42,314,000 | 43,225,000 | 44,193,000 | 44,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,570,000 | 7,206,000 | 10,792,000 | 14,514,000 |
| Interest expense | 935,000 | 1,816,000 | 2,599,000 | 3,304,000 |
| Net interest income | 2,635,000 | 5,390,000 | 8,193,000 | 11,210,000 |
| Noninterest income | 789,000 | 1,231,000 | 1,727,000 | 2,191,000 |
| Noninterest expense | 1,489,000 | 2,971,000 | 4,506,000 | 6,639,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 1,695,000 | 3,172,000 | 4,696,000 | 5,804,000 |
| Income tax | 621,000 | 1,130,000 | 1,668,000 | 2,008,000 |
| Net income | 1,074,000 | 2,042,000 | 3,028,000 | 3,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,161,000 | 38,252,000 | 39,343,000 | 40,198,000 |
| Total capital | 39,364,000 | 40,503,000 | 41,617,000 | 42,494,000 |
| Risk-weighted assets | 173,555,000 | 177,104,000 | 178,714,000 | 180,923,000 |