Call reports 2002
ENTERPRISE BANK OF SOUTH CAROLINA — 2002
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 254,264,000 | 261,433,000 | 259,604,000 | 253,305,000 |
| Total loans | 136,641,000 | 147,649,000 | 147,622,000 | 154,179,000 |
| Allowance for loan losses | 4,885,000 | 5,129,000 | 5,350,000 | 4,639,000 |
| Securities available for sale | 52,499,000 | 42,664,000 | 33,315,000 | 38,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,483,000 | 218,097,000 | 214,888,000 | 211,565,000 |
| Interest-bearing deposits | 183,369,000 | 187,905,000 | 185,785,000 | 182,858,000 |
| Noninterest-bearing deposits | 30,114,000 | 30,192,000 | 29,103,000 | 28,707,000 |
| Equity capital | 37,699,000 | 39,506,000 | 40,459,000 | 41,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,007,000 | 11,949,000 | 15,598,000 |
| Interest expense | 1,368,000 | 2,610,000 | 3,815,000 | 4,899,000 |
| Net interest income | 2,616,000 | 5,397,000 | 8,134,000 | 10,699,000 |
| Noninterest income | 405,000 | 1,590,000 | 2,014,000 | 2,564,000 |
| Noninterest expense | 1,238,000 | 2,583,000 | 4,082,000 | 6,336,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 1,550,000 | 3,932,000 | 5,354,000 | 5,976,000 |
| Income tax | 561,000 | 1,407,000 | 1,855,000 | 1,680,000 |
| Net income | 989,000 | 2,525,000 | 3,499,000 | 4,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,353,000 | 34,022,000 | 35,102,000 | 36,011,000 |
| Total capital | 34,428,000 | 36,219,000 | 37,302,000 | 38,223,000 |
| Risk-weighted assets | 163,163,000 | 172,844,000 | 172,819,000 | 174,509,000 |