Call reports 2001
ENTERPRISE BANK OF SOUTH CAROLINA — 2001
What ENTERPRISE BANK OF SOUTH CAROLINA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 183,016,000 | 247,128,000 | 252,608,000 | 255,097,000 |
| Total loans | 81,098,000 | 130,012,000 | 135,306,000 | 134,928,000 |
| Allowance for loan losses | 4,192,000 | 4,462,000 | 4,644,000 | 4,278,000 |
| Securities available for sale | 55,194,000 | 59,514,000 | 40,063,000 | 43,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,924,000 | 209,414,000 | 213,774,000 | 215,632,000 |
| Interest-bearing deposits | 126,826,000 | 181,139,000 | 184,354,000 | 187,135,000 |
| Noninterest-bearing deposits | 20,098,000 | 28,275,000 | 29,420,000 | 28,497,000 |
| Equity capital | 34,883,000 | 35,722,000 | 36,399,000 | 36,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,536,000 | 7,607,000 | 12,003,000 | 15,989,000 |
| Interest expense | 1,509,000 | 3,313,000 | 5,351,000 | 7,044,000 |
| Net interest income | 2,027,000 | 4,294,000 | 6,652,000 | 8,945,000 |
| Noninterest income | 291,000 | 685,000 | 1,154,000 | 1,916,000 |
| Noninterest expense | 1,020,000 | 2,135,000 | 3,690,000 | 5,609,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 1,058,000 | 2,364,000 | 3,396,000 | 4,292,000 |
| Income tax | 388,000 | 867,000 | 1,250,000 | 1,525,000 |
| Net income | 670,000 | 1,497,000 | 2,146,000 | 2,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,753,000 | 29,886,000 | 30,579,000 | 31,298,000 |
| Total capital | 35,919,000 | 31,787,000 | 32,622,000 | 33,348,000 |
| Risk-weighted assets | 90,221,000 | 149,525,000 | 160,827,000 | 161,737,000 |