Call reports 2022
COMMUNITY FINANCIAL BANK — 2022
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,482,000 | 49,154,000 | 48,092,000 | 47,553,000 |
| Total loans | 31,513,000 | 32,738,000 | 33,812,000 | 34,165,000 |
| Allowance for loan losses | 373,000 | 373,000 | 376,000 | 381,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,855,000 | 43,436,000 | 42,218,000 | 41,684,000 |
| Interest-bearing deposits | 35,560,000 | 34,714,000 | 33,148,000 | 33,120,000 |
| Noninterest-bearing deposits | 8,295,000 | 8,722,000 | 9,070,000 | 8,564,000 |
| Equity capital | 5,529,000 | 5,612,000 | 5,745,000 | 5,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 796,000 | 1,280,000 | 1,818,000 |
| Interest expense | 39,000 | 72,000 | 105,000 | 153,000 |
| Net interest income | 339,000 | 724,000 | 1,175,000 | 1,665,000 |
| Noninterest income | 85,000 | 174,000 | 260,000 | 381,000 |
| Noninterest expense | 360,000 | 729,000 | 1,080,000 | 1,670,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 10,000 |
| Pretax income | 64,000 | 169,000 | 350,000 | 366,000 |
| Income tax | 21,000 | 42,000 | 90,000 | 91,000 |
| Net income | 43,000 | 127,000 | 260,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,529,000 | 5,612,000 | 5,745,000 | 5,760,000 |
| Total capital | 5,869,000 | 5,977,000 | 6,119,000 | 6,142,000 |
| Risk-weighted assets | 27,182,000 | 29,164,000 | 29,910,000 | 30,734,000 |