Call reports 2021
COMMUNITY FINANCIAL BANK — 2021
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 51,818,000 | 52,056,000 | 50,668,000 | 52,089,000 |
| Total loans | 30,525,000 | 30,493,000 | 30,406,000 | 31,626,000 |
| Allowance for loan losses | 354,000 | 362,000 | 369,000 | 372,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,286,000 | 42,490,000 | 41,095,000 | 42,528,000 |
| Interest-bearing deposits | 34,731,000 | 34,978,000 | 33,388,000 | 34,440,000 |
| Noninterest-bearing deposits | 7,555,000 | 7,512,000 | 7,707,000 | 8,088,000 |
| Equity capital | 5,377,000 | 5,415,000 | 5,456,000 | 5,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 767,000 | 1,129,000 | 1,515,000 |
| Interest expense | 69,000 | 132,000 | 188,000 | 235,000 |
| Net interest income | 320,000 | 635,000 | 941,000 | 1,280,000 |
| Noninterest income | 107,000 | 210,000 | 316,000 | 401,000 |
| Noninterest expense | 344,000 | 705,000 | 1,055,000 | 1,445,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 25,000 |
| Pretax income | 76,000 | 125,000 | 179,000 | 211,000 |
| Income tax | 18,000 | 29,000 | 42,000 | 45,000 |
| Net income | 58,000 | 96,000 | 137,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,337,000 | 5,375,000 | 5,456,000 | 5,485,000 |
| Total capital | 5,670,000 | 5,702,000 | 5,781,000 | 5,827,000 |
| Risk-weighted assets | 26,625,000 | 26,133,000 | 25,950,000 | 27,383,000 |