Call reports 2020
COMMUNITY FINANCIAL BANK — 2020
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 45,257,000 | 50,781,000 | 49,413,000 | 51,316,000 |
| Total loans | 33,318,000 | 32,244,000 | 32,155,000 | 33,329,000 |
| Allowance for loan losses | 347,000 | 347,000 | 347,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,166,000 | 41,533,000 | 40,049,000 | 41,844,000 |
| Interest-bearing deposits | 34,338,000 | 35,319,000 | 33,828,000 | 34,295,000 |
| Noninterest-bearing deposits | 5,828,000 | 6,214,000 | 6,221,000 | 7,549,000 |
| Equity capital | 4,966,000 | 5,072,000 | 5,198,000 | 5,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 885,000 | 1,305,000 | 1,717,000 |
| Interest expense | 131,000 | 251,000 | 368,000 | 455,000 |
| Net interest income | 330,000 | 634,000 | 937,000 | 1,262,000 |
| Noninterest income | 77,000 | 219,000 | 366,000 | 511,000 |
| Noninterest expense | 329,000 | 658,000 | 972,000 | 1,319,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 195,000 | 331,000 | 454,000 |
| Income tax | 6,000 | 16,000 | 27,000 | 28,000 |
| Net income | 72,000 | 179,000 | 304,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,933,000 | 5,065,000 | 5,191,000 | 5,279,000 |
| Total capital | 5,280,000 | 5,393,000 | 5,538,000 | 5,626,000 |
| Risk-weighted assets | 28,722,000 | 26,219,000 | 28,638,000 | 29,506,000 |