Call reports 2019
COMMUNITY FINANCIAL BANK — 2019
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,005,000 | 46,444,000 | 46,533,000 | 44,642,000 |
| Total loans | 34,143,000 | 35,094,000 | 32,847,000 | 33,807,000 |
| Allowance for loan losses | 383,000 | 382,000 | 383,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,254,000 | 41,527,000 | 41,523,000 | 39,650,000 |
| Interest-bearing deposits | 36,501,000 | 35,864,000 | 36,465,000 | 34,199,000 |
| Noninterest-bearing deposits | 5,753,000 | 5,663,000 | 5,058,000 | 5,451,000 |
| Equity capital | 4,654,000 | 4,784,000 | 4,863,000 | 4,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 975,000 | 1,477,000 | 1,958,000 |
| Interest expense | 139,000 | 288,000 | 441,000 | 578,000 |
| Net interest income | 334,000 | 687,000 | 1,036,000 | 1,380,000 |
| Noninterest income | 33,000 | 118,000 | 191,000 | 217,000 |
| Noninterest expense | 319,000 | 615,000 | 951,000 | 1,288,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 37,000 | 179,000 | 265,000 | 298,000 |
| Income tax | 3,000 | 15,000 | 22,000 | 24,000 |
| Net income | 34,000 | 164,000 | 243,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,622,000 | 4,751,000 | 4,830,000 | 4,861,000 |
| Total capital | 4,983,000 | 5,133,000 | 5,190,000 | 5,208,000 |
| Risk-weighted assets | 28,860,000 | 31,030,000 | 28,708,000 | 29,605,000 |