Call reports 2018
COMMUNITY FINANCIAL BANK — 2018
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,794,000 | 38,879,000 | 41,340,000 | 46,856,000 |
| Total loans | 32,424,000 | 33,533,000 | 35,701,000 | 34,704,000 |
| Allowance for loan losses | 327,000 | 339,000 | 357,000 | 372,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,434,000 | 34,405,000 | 36,726,000 | 42,168,000 |
| Interest-bearing deposits | 28,466,000 | 28,994,000 | 31,653,000 | 36,236,000 |
| Noninterest-bearing deposits | 4,968,000 | 5,411,000 | 5,073,000 | 5,932,000 |
| Equity capital | 4,317,000 | 4,408,000 | 4,530,000 | 4,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 785,000 | 1,229,000 | 1,699,000 |
| Interest expense | 58,000 | 122,000 | 196,000 | 307,000 |
| Net interest income | 321,000 | 663,000 | 1,033,000 | 1,392,000 |
| Noninterest income | 48,000 | 92,000 | 131,000 | 172,000 |
| Noninterest expense | 315,000 | 597,000 | 908,000 | 1,195,000 |
| Provision for loan losses | 15,000 | 28,000 | 46,000 | 61,000 |
| Pretax income | 39,000 | 130,000 | 210,000 | 308,000 |
| Income tax | 0 | 0 | -42,000 | -34,000 |
| Net income | 39,000 | 130,000 | 252,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,317,000 | 4,408,000 | 4,498,000 | 4,588,000 |
| Total capital | 4,644,000 | 4,747,000 | 4,855,000 | 4,960,000 |
| Risk-weighted assets | 27,422,000 | 28,543,000 | 30,285,000 | 30,238,000 |