Call reports 2016
COMMUNITY FINANCIAL BANK — 2016
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,716,000 | 27,147,000 | 29,084,000 | 31,591,000 |
| Total loans | 19,809,000 | 21,225,000 | 22,154,000 | 24,102,000 |
| Allowance for loan losses | 224,000 | 224,000 | 232,000 | 241,000 |
| Securities available for sale | 100,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,194,000 | 23,070,000 | 24,994,000 | 27,466,000 |
| Interest-bearing deposits | 19,151,000 | 18,898,000 | 20,604,000 | 22,170,000 |
| Noninterest-bearing deposits | 5,043,000 | 4,172,000 | 4,390,000 | 5,296,000 |
| Equity capital | 4,491,000 | 4,054,000 | 4,070,000 | 4,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 504,000 | 770,000 | 1,065,000 |
| Interest expense | 19,000 | 39,000 | 58,000 | 82,000 |
| Net interest income | 237,000 | 465,000 | 712,000 | 983,000 |
| Noninterest income | 50,000 | 23,000 | 84,000 | 130,000 |
| Noninterest expense | 300,000 | 546,000 | 830,000 | 1,115,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 19,000 |
| Pretax income | -13,000 | -58,000 | -42,000 | -21,000 |
| Income tax | -9,000 | 384,000 | 384,000 | 384,000 |
| Net income | -4,000 | -442,000 | -426,000 | -405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,121,000 | 4,054,000 | 4,070,000 | 4,090,000 |
| Total capital | 4,345,000 | 4,278,000 | 4,302,000 | 4,331,000 |
| Risk-weighted assets | 18,089,000 | 19,151,000 | 19,279,000 | 21,140,000 |