Call reports 2015
COMMUNITY FINANCIAL BANK — 2015
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,909,000 | 26,849,000 | 26,631,000 | 28,351,000 |
| Total loans | 18,018,000 | 18,949,000 | 19,367,000 | 20,373,000 |
| Allowance for loan losses | 179,000 | 200,000 | 224,000 | 224,000 |
| Securities available for sale | 499,000 | 487,000 | 498,000 | 97,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,368,000 | 22,318,000 | 22,107,000 | 23,820,000 |
| Interest-bearing deposits | 19,019,000 | 18,886,000 | 18,536,000 | 19,288,000 |
| Noninterest-bearing deposits | 4,349,000 | 3,432,000 | 3,571,000 | 4,532,000 |
| Equity capital | 4,504,000 | 4,478,000 | 4,488,000 | 4,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 477,000 | 717,000 | 957,000 |
| Interest expense | 19,000 | 41,000 | 60,000 | 80,000 |
| Net interest income | 215,000 | 436,000 | 657,000 | 877,000 |
| Noninterest income | 43,000 | 101,000 | 157,000 | 210,000 |
| Noninterest expense | 274,000 | 583,000 | 863,000 | 1,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -16,000 | -46,000 | -49,000 | -47,000 |
| Income tax | -11,000 | -28,000 | -34,000 | -38,000 |
| Net income | -5,000 | -18,000 | -15,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,135,000 | 4,121,000 | 4,120,000 | 4,126,000 |
| Total capital | 4,314,000 | 4,321,000 | 4,344,000 | 4,350,000 |
| Risk-weighted assets | 17,247,000 | 17,897,000 | 18,364,000 | 19,103,000 |