Call reports 2014
COMMUNITY FINANCIAL BANK — 2014
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 28,195,000 | 27,813,000 | 27,600,000 | 28,039,000 |
| Total loans | 17,472,000 | 17,919,000 | 17,541,000 | 16,638,000 |
| Allowance for loan losses | 251,000 | 255,000 | 171,000 | 211,000 |
| Securities available for sale | 801,000 | 810,000 | 560,000 | 492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,621,000 | 23,222,000 | 23,012,000 | 23,508,000 |
| Interest-bearing deposits | 19,294,000 | 18,739,000 | 19,372,000 | 19,636,000 |
| Noninterest-bearing deposits | 4,327,000 | 4,483,000 | 3,640,000 | 3,872,000 |
| Equity capital | 4,572,000 | 4,557,000 | 4,556,000 | 4,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 515,000 | 766,000 | 1,005,000 |
| Interest expense | 21,000 | 42,000 | 62,000 | 84,000 |
| Net interest income | 239,000 | 473,000 | 704,000 | 921,000 |
| Noninterest income | 32,000 | 67,000 | 117,000 | 160,000 |
| Noninterest expense | 320,000 | 624,000 | 913,000 | 1,215,000 |
| Provision for loan losses | 3,000 | 7,000 | 7,000 | 47,000 |
| Pretax income | -52,000 | -91,000 | -99,000 | -181,000 |
| Income tax | -24,000 | -42,000 | -50,000 | -71,000 |
| Net income | -28,000 | -49,000 | -49,000 | -110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,312,000 | 4,286,000 | 4,234,000 | 4,509,000 |
| Total capital | 4,531,000 | 4,505,000 | 4,405,000 | 4,720,000 |
| Risk-weighted assets | 17,521,000 | 17,472,000 | 17,516,000 | 24,891,000 |