Call reports 2013
COMMUNITY FINANCIAL BANK — 2013
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,231,000 | 27,403,000 | 26,871,000 | 28,144,000 |
| Total loans | 19,926,000 | 19,890,000 | 19,336,000 | 18,535,000 |
| Allowance for loan losses | 321,000 | 331,000 | 316,000 | 248,000 |
| Securities available for sale | 1,259,000 | 728,000 | 1,478,000 | 786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,605,000 | 22,773,000 | 22,231,000 | 23,524,000 |
| Interest-bearing deposits | 20,083,000 | 18,821,000 | 18,180,000 | 19,050,000 |
| Noninterest-bearing deposits | 4,522,000 | 3,952,000 | 4,051,000 | 4,474,000 |
| Equity capital | 4,616,000 | 4,585,000 | 4,604,000 | 4,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 594,000 | 891,000 | 1,183,000 |
| Interest expense | 29,000 | 55,000 | 79,000 | 100,000 |
| Net interest income | 265,000 | 539,000 | 812,000 | 1,083,000 |
| Noninterest income | 36,000 | 74,000 | 133,000 | 183,000 |
| Noninterest expense | 286,000 | 611,000 | 940,000 | 1,267,000 |
| Provision for loan losses | 10,000 | 20,000 | 5,000 | -1,000 |
| Pretax income | 5,000 | -18,000 | 0 | 0 |
| Income tax | -2,000 | -14,000 | -15,000 | -9,000 |
| Net income | 7,000 | -4,000 | 15,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,365,000 | 4,353,000 | 4,346,000 | 4,331,000 |
| Total capital | 4,615,000 | 4,595,000 | 4,583,000 | 4,562,000 |
| Risk-weighted assets | 19,888,000 | 19,544,000 | 18,941,000 | 18,485,000 |