Call reports 2012
COMMUNITY FINANCIAL BANK — 2012
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,010,000 | 30,688,000 | 29,762,000 | 31,331,000 |
| Total loans | 19,446,000 | 20,438,000 | 20,583,000 | 20,322,000 |
| Allowance for loan losses | 334,000 | 338,000 | 299,000 | 311,000 |
| Securities available for sale | 4,499,000 | 2,925,000 | 2,012,000 | 861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,393,000 | 25,003,000 | 24,098,000 | 25,687,000 |
| Interest-bearing deposits | 21,313,000 | 21,080,000 | 20,299,000 | 20,635,000 |
| Noninterest-bearing deposits | 4,080,000 | 3,923,000 | 3,799,000 | 5,052,000 |
| Equity capital | 4,521,000 | 4,579,000 | 4,633,000 | 4,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 624,000 | 975,000 | 1,341,000 |
| Interest expense | 64,000 | 88,000 | 123,000 | 156,000 |
| Net interest income | 254,000 | 536,000 | 852,000 | 1,185,000 |
| Noninterest income | 38,000 | 81,000 | 117,000 | 125,000 |
| Noninterest expense | 243,000 | 513,000 | 733,000 | 1,110,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 43,000 |
| Pretax income | 38,000 | 83,000 | 204,000 | 157,000 |
| Income tax | 0 | 0 | 61,000 | 36,000 |
| Net income | 38,000 | 83,000 | 143,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,521,000 | 4,570,000 | 4,421,000 | 4,381,000 |
| Total capital | 4,806,000 | 4,881,000 | 4,689,000 | 4,643,000 |
| Risk-weighted assets | 22,740,000 | 23,421,000 | 21,427,000 | 20,871,000 |