Call reports 2011
COMMUNITY FINANCIAL BANK — 2011
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,094,000 | 31,499,000 | 31,023,000 | 30,774,000 |
| Total loans | 21,904,000 | 21,479,000 | 20,053,000 | 19,887,000 |
| Allowance for loan losses | 576,000 | 582,000 | 584,000 | 322,000 |
| Securities available for sale | 3,223,000 | 3,579,000 | 2,104,000 | 4,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,517,000 | 25,861,000 | 25,365,000 | 25,170,000 |
| Interest-bearing deposits | 25,248,000 | 23,137,000 | 22,081,000 | 21,804,000 |
| Noninterest-bearing deposits | 3,269,000 | 2,724,000 | 3,284,000 | 3,366,000 |
| Equity capital | 4,457,000 | 4,520,000 | 4,557,000 | 4,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 742,000 | 1,104,000 | 1,435,000 |
| Interest expense | 80,000 | 150,000 | 206,000 | 257,000 |
| Net interest income | 288,000 | 592,000 | 898,000 | 1,178,000 |
| Noninterest income | 35,000 | 66,000 | 98,000 | 110,000 |
| Noninterest expense | 298,000 | 588,000 | 872,000 | 1,138,000 |
| Provision for loan losses | 25,000 | 35,000 | 46,000 | 182,000 |
| Pretax income | 0 | 35,000 | 78,000 | -32,000 |
| Income tax | -8,000 | -2,000 | 7,000 | -50,000 |
| Net income | 8,000 | 37,000 | 71,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,473,000 | 4,503,000 | 4,537,000 | 4,483,000 |
| Total capital | 4,902,000 | 4,911,000 | 4,935,000 | 4,805,000 |
| Risk-weighted assets | 34,157,000 | 32,472,000 | 31,620,000 | 25,316,000 |