Call reports 2010
COMMUNITY FINANCIAL BANK — 2010
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,233,000 | 31,183,000 | 31,949,000 | 33,186,000 |
| Total loans | 22,432,000 | 22,731,000 | 22,108,000 | 22,156,000 |
| Allowance for loan losses | 437,000 | 368,000 | 705,000 | 551,000 |
| Securities available for sale | 3,291,000 | 2,086,000 | 1,901,000 | 2,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,372,000 | 26,291,000 | 27,461,000 | 28,640,000 |
| Interest-bearing deposits | 22,793,000 | 23,600,000 | 21,519,000 | 25,604,000 |
| Noninterest-bearing deposits | 2,579,000 | 2,691,000 | 5,942,000 | 3,035,000 |
| Equity capital | 4,746,000 | 4,781,000 | 4,400,000 | 4,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 845,000 | 1,195,000 | 1,577,000 |
| Interest expense | 109,000 | 206,000 | 295,000 | 383,000 |
| Net interest income | 326,000 | 639,000 | 900,000 | 1,194,000 |
| Noninterest income | 37,000 | 63,000 | 91,000 | 114,000 |
| Noninterest expense | 277,000 | 576,000 | 936,000 | 1,256,000 |
| Provision for loan losses | 26,000 | 57,000 | 407,000 | 452,000 |
| Pretax income | 60,000 | 69,000 | -352,000 | -400,000 |
| Income tax | -9,000 | -27,000 | -56,000 | -135,000 |
| Net income | 69,000 | 96,000 | -296,000 | -265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,741,000 | 4,758,000 | 4,366,000 | 4,397,000 |
| Total capital | 5,119,000 | 5,060,000 | 4,680,000 | 4,948,000 |
| Risk-weighted assets | 33,399,000 | 27,648,000 | 30,880,000 | 38,083,000 |