Call reports 2009
COMMUNITY FINANCIAL BANK — 2009
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,557,000 | 30,755,000 | 31,331,000 | 31,533,000 |
| Total loans | 22,939,000 | 23,264,000 | 22,185,000 | 22,820,000 |
| Allowance for loan losses | 334,000 | 346,000 | 357,000 | 416,000 |
| Securities available for sale | 2,674,000 | 2,278,000 | 3,404,000 | 3,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,944,000 | 24,753,000 | 26,521,000 | 26,746,000 |
| Interest-bearing deposits | 20,083,000 | 22,770,000 | 21,501,000 | 24,194,000 |
| Noninterest-bearing deposits | 2,861,000 | 1,983,000 | 5,020,000 | 2,552,000 |
| Equity capital | 5,104,000 | 5,129,000 | 4,708,000 | 4,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 846,000 | 1,257,000 | 1,642,000 |
| Interest expense | 107,000 | 229,000 | 369,000 | 495,000 |
| Net interest income | 328,000 | 617,000 | 888,000 | 1,147,000 |
| Noninterest income | 26,000 | 65,000 | 101,000 | 143,000 |
| Noninterest expense | 275,000 | 587,000 | 848,000 | 1,133,000 |
| Provision for loan losses | 14,000 | 27,000 | 41,000 | 130,000 |
| Pretax income | 65,000 | 68,000 | 100,000 | 27,000 |
| Income tax | 5,000 | 8,000 | 9,000 | -38,000 |
| Net income | 60,000 | 60,000 | 91,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,127,000 | 5,127,000 | 4,708,000 | 4,682,000 |
| Total capital | 5,444,000 | 5,419,000 | 5,065,000 | 5,049,000 |
| Risk-weighted assets | 25,370,000 | 23,322,000 | 30,803,000 | 30,620,000 |