Call reports 2007
COMMUNITY FINANCIAL BANK — 2007
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,651,000 | 25,137,000 | 26,014,000 | 26,186,000 |
| Total loans | 17,549,000 | 17,492,000 | 18,033,000 | 18,199,000 |
| Allowance for loan losses | 359,000 | 366,000 | 366,000 | 371,000 |
| Securities available for sale | 2,701,000 | 3,619,000 | 4,013,000 | 3,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,800,000 | 20,270,000 | 20,995,000 | 21,087,000 |
| Interest-bearing deposits | 18,706,000 | 18,395,000 | 18,864,000 | 18,757,000 |
| Noninterest-bearing deposits | 2,094,000 | 1,875,000 | 2,130,000 | 2,330,000 |
| Equity capital | 4,730,000 | 4,776,000 | 4,890,000 | 4,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 854,000 | 1,292,000 | 1,726,000 |
| Interest expense | 164,000 | 331,000 | 506,000 | 678,000 |
| Net interest income | 264,000 | 523,000 | 786,000 | 1,048,000 |
| Noninterest income | 24,000 | 60,000 | 104,000 | 134,000 |
| Noninterest expense | 185,000 | 368,000 | 568,000 | 735,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 97,000 | 203,000 | 304,000 | 423,000 |
| Income tax | 23,000 | 55,000 | 79,000 | 106,000 |
| Net income | 74,000 | 148,000 | 225,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,746,000 | 4,823,000 | 4,898,000 | 4,989,000 |
| Total capital | 4,969,000 | 5,041,000 | 5,174,000 | 5,265,000 |
| Risk-weighted assets | 17,734,000 | 17,321,000 | 21,983,000 | 21,950,000 |