Call reports 2006
COMMUNITY FINANCIAL BANK — 2006
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,865,000 | 24,481,000 | 24,252,000 | 25,226,000 |
| Total loans | 17,690,000 | 17,904,000 | 18,034,000 | 17,932,000 |
| Allowance for loan losses | 354,000 | 360,000 | 366,000 | 352,000 |
| Securities available for sale | 3,099,000 | 2,829,000 | 2,808,000 | 2,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,393,000 | 19,957,000 | 19,562,000 | 20,488,000 |
| Interest-bearing deposits | 17,797,000 | 17,387,000 | 17,192,000 | 17,826,000 |
| Noninterest-bearing deposits | 2,596,000 | 2,570,000 | 2,370,000 | 2,662,000 |
| Equity capital | 4,387,000 | 4,434,000 | 4,561,000 | 4,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 787,000 | 1,213,000 | 1,626,000 |
| Interest expense | 120,000 | 249,000 | 395,000 | 540,000 |
| Net interest income | 274,000 | 538,000 | 818,000 | 1,086,000 |
| Noninterest income | 27,000 | 63,000 | 93,000 | 120,000 |
| Noninterest expense | 169,000 | 366,000 | 560,000 | 736,000 |
| Provision for loan losses | 7,000 | 13,000 | 19,000 | 5,000 |
| Pretax income | 125,000 | 222,000 | 332,000 | 465,000 |
| Income tax | 34,000 | 58,000 | 86,000 | 120,000 |
| Net income | 91,000 | 164,000 | 246,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,419,000 | 4,491,000 | 4,573,000 | 4,672,000 |
| Total capital | 4,638,000 | 4,708,000 | 4,793,000 | 4,897,000 |
| Risk-weighted assets | 17,424,000 | 17,249,000 | 17,490,000 | 17,876,000 |