Call reports 2002
COMMUNITY FINANCIAL BANK — 2002
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,859,000 | 22,548,000 | 22,720,000 | 23,805,000 |
| Total loans | 17,408,000 | 18,896,000 | 18,896,000 | 19,426,000 |
| Allowance for loan losses | 273,000 | 281,000 | 283,000 | 291,000 |
| Securities available for sale | 2,238,000 | 2,317,000 | 2,291,000 | 2,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,350,000 | 16,896,000 | 16,319,000 | 17,395,000 |
| Interest-bearing deposits | 15,652,000 | 15,101,000 | 14,425,000 | 15,422,000 |
| Noninterest-bearing deposits | 1,698,000 | 1,795,000 | 1,894,000 | 1,974,000 |
| Equity capital | 2,728,000 | 2,859,000 | 2,983,000 | 3,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 784,000 | 1,204,000 | 1,604,000 |
| Interest expense | 106,000 | 207,000 | 308,000 | 402,000 |
| Net interest income | 275,000 | 577,000 | 896,000 | 1,202,000 |
| Noninterest income | 20,000 | 38,000 | 56,000 | 74,000 |
| Noninterest expense | 139,000 | 277,000 | 416,000 | 565,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 147,000 | 320,000 | 509,000 | 675,000 |
| Income tax | 54,000 | 116,000 | 186,000 | 248,000 |
| Net income | 93,000 | 204,000 | 323,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,709,000 | 2,819,000 | 2,939,000 | 3,043,000 |
| Total capital | 2,884,000 | 3,015,000 | 3,141,000 | 3,256,000 |
| Risk-weighted assets | 13,875,000 | 15,592,000 | 16,118,000 | 17,021,000 |