Call reports 2001
COMMUNITY FINANCIAL BANK — 2001
What COMMUNITY FINANCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,544,000 | 22,427,000 | 22,027,000 | 21,360,000 |
| Total loans | 16,513,000 | 17,440,000 | 17,695,000 | 17,404,000 |
| Allowance for loan losses | 199,000 | 209,000 | 222,000 | 264,000 |
| Securities available for sale | 3,007,000 | 3,561,000 | 3,175,000 | 2,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,994,000 | 18,476,000 | 18,570,000 | 18,555,000 |
| Interest-bearing deposits | 17,319,000 | 16,958,000 | 16,979,000 | 16,856,000 |
| Noninterest-bearing deposits | 1,675,000 | 1,518,000 | 1,591,000 | 1,699,000 |
| Equity capital | 2,412,000 | 2,476,000 | 2,584,000 | 2,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 857,000 | 1,295,000 | 1,708,000 |
| Interest expense | 208,000 | 413,000 | 594,000 | 736,000 |
| Net interest income | 217,000 | 444,000 | 701,000 | 972,000 |
| Noninterest income | 20,000 | 44,000 | 71,000 | 106,000 |
| Noninterest expense | 130,000 | 270,000 | 408,000 | 548,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 76,000 |
| Pretax income | 98,000 | 200,000 | 337,000 | 454,000 |
| Income tax | 33,000 | 69,000 | 119,000 | 163,000 |
| Net income | 65,000 | 131,000 | 218,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,385,000 | 2,452,000 | 2,540,000 | 2,615,000 |
| Total capital | 2,558,000 | 2,635,000 | 2,719,000 | 2,791,000 |
| Risk-weighted assets | 13,824,000 | 14,576,000 | 14,297,000 | 14,008,000 |