Call reports 2014
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2014
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 77,501,000 | 73,656,000 | 74,211,000 |
| Total loans | 38,035,000 | 34,431,000 | 31,769,000 |
| Allowance for loan losses | 2,913,000 | 2,782,000 | 2,816,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 71,449,000 | 67,893,000 | 69,089,000 |
| Interest-bearing deposits | 59,029,000 | 56,963,000 | 57,911,000 |
| Noninterest-bearing deposits | 12,420,000 | 10,930,000 | 11,178,000 |
| Equity capital | 5,906,000 | 5,593,000 | 4,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 633,000 | 1,347,000 | 1,894,000 |
| Interest expense | 111,000 | 207,000 | 299,000 |
| Net interest income | 522,000 | 1,140,000 | 1,595,000 |
| Noninterest income | 167,000 | 14,000 | -222,000 |
| Noninterest expense | 791,000 | 1,569,000 | 2,433,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -102,000 | -415,000 | -1,060,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -102,000 | -415,000 | -1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 5,906,000 | 5,593,000 | 4,948,000 |
| Total capital | 6,333,000 | 5,981,000 | 5,308,000 |
| Risk-weighted assets | 31,703,000 | 28,661,000 | 26,325,000 |