Call reports 2013
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2013
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 86,287,000 | 81,561,000 | 74,661,000 | 79,190,000 |
| Total loans | 55,059,000 | 49,920,000 | 45,060,000 | 43,625,000 |
| Allowance for loan losses | 4,085,000 | 3,535,000 | 2,801,000 | 2,815,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,212,000 | 75,106,000 | 68,335,000 | 73,064,000 |
| Interest-bearing deposits | 66,759,000 | 62,891,000 | 56,368,000 | 60,025,000 |
| Noninterest-bearing deposits | 13,453,000 | 12,215,000 | 11,967,000 | 13,039,000 |
| Equity capital | 5,930,000 | 6,268,000 | 6,175,000 | 6,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,620,000 | 2,417,000 | 3,111,000 |
| Interest expense | 182,000 | 352,000 | 505,000 | 631,000 |
| Net interest income | 671,000 | 1,268,000 | 1,912,000 | 2,480,000 |
| Noninterest income | 92,000 | 199,000 | 296,000 | 393,000 |
| Noninterest expense | 918,000 | 1,881,000 | 2,715,000 | 3,547,000 |
| Provision for loan losses | -316,000 | -913,000 | -913,000 | -913,000 |
| Pretax income | 161,000 | 499,000 | 406,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 499,000 | 406,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,930,000 | 6,268,000 | 6,175,000 | 6,008,000 |
| Total capital | 6,552,000 | 6,835,000 | 6,677,000 | 6,492,000 |
| Risk-weighted assets | 46,330,000 | 42,422,000 | 37,875,000 | 36,391,000 |