Call reports 2011
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2011
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,344,000 | 119,002,000 | 120,436,000 | 117,333,000 |
| Total loans | 107,580,000 | 100,486,000 | 92,190,000 | 83,106,000 |
| Allowance for loan losses | 5,902,000 | 6,122,000 | 4,545,000 | 4,683,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,000 | 10,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,380,000 | 111,736,000 | 112,983,000 | 111,668,000 |
| Interest-bearing deposits | 94,792,000 | 93,059,000 | 92,224,000 | 92,597,000 |
| Noninterest-bearing deposits | 17,588,000 | 18,678,000 | 20,759,000 | 19,071,000 |
| Equity capital | 7,849,000 | 7,111,000 | 7,181,000 | 5,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,234,000 | 4,905,000 | 6,052,000 |
| Interest expense | 414,000 | 814,000 | 1,179,000 | 1,503,000 |
| Net interest income | 1,298,000 | 2,420,000 | 3,726,000 | 4,549,000 |
| Noninterest income | 154,000 | 237,000 | 387,000 | 536,000 |
| Noninterest expense | 976,000 | 2,064,000 | 3,120,000 | 4,206,000 |
| Provision for loan losses | 3,578,000 | 4,433,000 | 4,763,000 | 6,295,000 |
| Pretax income | -3,102,000 | -3,840,000 | -3,770,000 | -5,416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,102,000 | -3,840,000 | -3,770,000 | -5,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,849,000 | 7,111,000 | 7,181,000 | 5,536,000 |
| Total capital | 9,081,000 | 8,238,000 | 8,212,000 | 6,483,000 |
| Risk-weighted assets | 93,894,000 | 85,130,000 | 78,977,000 | 71,672,000 |