Call reports 2009
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2009
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 104,621,000 | 113,511,000 | 122,970,000 | 126,899,000 |
| Total loans | 90,832,000 | 98,530,000 | 105,670,000 | 108,183,000 |
| Allowance for loan losses | 706,000 | 1,000,000 | 1,000,000 | 1,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,000 | 12,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,129,000 | 88,674,000 | 97,270,000 | 103,925,000 |
| Interest-bearing deposits | 74,024,000 | 75,840,000 | 85,091,000 | 86,532,000 |
| Noninterest-bearing deposits | 11,105,000 | 12,834,000 | 12,180,000 | 17,393,000 |
| Equity capital | 8,107,000 | 8,405,000 | 9,054,000 | 11,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,979,000 | 4,673,000 | 6,187,000 |
| Interest expense | 539,000 | 1,036,000 | 1,523,000 | 2,018,000 |
| Net interest income | 890,000 | 1,943,000 | 3,150,000 | 4,169,000 |
| Noninterest income | 204,000 | 476,000 | 785,000 | 1,041,000 |
| Noninterest expense | 730,000 | 1,432,000 | 2,152,000 | 2,910,000 |
| Provision for loan losses | 105,000 | 429,000 | 485,000 | 865,000 |
| Pretax income | 259,000 | 558,000 | 1,298,000 | 1,435,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 558,000 | 1,298,000 | 1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,107,000 | 8,405,000 | 9,054,000 | 11,899,000 |
| Total capital | 8,813,000 | 9,405,000 | 10,054,000 | 13,177,000 |
| Risk-weighted assets | 83,049,000 | 90,741,000 | 98,282,000 | 102,253,000 |