Call reports 2007
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2007
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 68,354,000 | 68,373,000 | 73,215,000 | 73,683,000 |
| Total loans | 51,813,000 | 55,673,000 | 60,877,000 | 61,730,000 |
| Allowance for loan losses | 416,000 | 444,000 | 560,000 | 526,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 82,000 | 54,000 | 42,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,819,000 | 61,532,000 | 66,106,000 | 66,457,000 |
| Interest-bearing deposits | 54,871,000 | 56,234,000 | 58,466,000 | 59,311,000 |
| Noninterest-bearing deposits | 6,948,000 | 5,297,000 | 7,639,000 | 7,146,000 |
| Equity capital | 6,433,000 | 6,691,000 | 6,906,000 | 7,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,462,000 | 3,764,000 | 5,112,000 |
| Interest expense | 546,000 | 1,120,000 | 1,727,000 | 2,361,000 |
| Net interest income | 657,000 | 1,342,000 | 2,037,000 | 2,751,000 |
| Noninterest income | 77,000 | 231,000 | 572,000 | 710,000 |
| Noninterest expense | 468,000 | 920,000 | 1,438,000 | 1,989,000 |
| Provision for loan losses | 0 | 28,000 | 153,000 | 153,000 |
| Pretax income | 266,000 | 625,000 | 1,018,000 | 1,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 625,000 | 1,018,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,433,000 | 6,691,000 | 6,906,000 | 7,085,000 |
| Total capital | 6,849,000 | 7,135,000 | 7,466,000 | 7,611,000 |
| Risk-weighted assets | 46,792,000 | 49,879,000 | 54,453,000 | 55,282,000 |