Call reports 2006
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2006
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 55,615,000 | 58,358,000 | 61,563,000 | 66,228,000 |
| Total loans | 44,056,000 | 45,110,000 | 47,722,000 | 48,915,000 |
| Allowance for loan losses | 402,000 | 403,000 | 424,000 | 418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 261,000 | 234,000 | 215,000 | 98,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,846,000 | 52,455,000 | 55,385,000 | 59,896,000 |
| Interest-bearing deposits | 44,331,000 | 46,081,000 | 48,753,000 | 52,208,000 |
| Noninterest-bearing deposits | 5,515,000 | 6,374,000 | 6,632,000 | 7,688,000 |
| Equity capital | 5,680,000 | 5,815,000 | 6,041,000 | 6,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,874,000 | 2,916,000 | 4,046,000 |
| Interest expense | 344,000 | 731,000 | 1,172,000 | 1,686,000 |
| Net interest income | 562,000 | 1,143,000 | 1,744,000 | 2,360,000 |
| Noninterest income | 74,000 | 166,000 | 264,000 | 392,000 |
| Noninterest expense | 318,000 | 662,000 | 1,071,000 | 1,506,000 |
| Provision for loan losses | 21,000 | 21,000 | 36,000 | 39,000 |
| Pretax income | 297,000 | 626,000 | 901,000 | 1,207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 626,000 | 901,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,680,000 | 5,815,000 | 6,041,000 | 6,256,000 |
| Total capital | 6,082,000 | 6,218,000 | 6,465,000 | 6,674,000 |
| Risk-weighted assets | 35,057,000 | 37,386,000 | 40,878,000 | 43,110,000 |