Call reports 2002
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2002
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,312,000 | 39,099,000 | 40,157,000 | 40,263,000 |
| Total loans | 32,287,000 | 32,343,000 | 32,509,000 | 32,249,000 |
| Allowance for loan losses | 349,000 | 347,000 | 338,000 | 340,000 |
| Securities available for sale | 212,000 | 207,000 | 196,000 | 187,000 |
| Securities held to maturity | 3,102,000 | 2,565,000 | 2,445,000 | 2,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,703,000 | 33,541,000 | 34,505,000 | 34,870,000 |
| Interest-bearing deposits | 32,907,000 | 32,605,000 | 33,270,000 | 33,866,000 |
| Noninterest-bearing deposits | 796,000 | 936,000 | 1,235,000 | 1,004,000 |
| Equity capital | 4,912,000 | 4,895,000 | 5,017,000 | 4,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,301,000 | 1,897,000 | 2,506,000 |
| Interest expense | 340,000 | 631,000 | 909,000 | 1,190,000 |
| Net interest income | 310,000 | 670,000 | 988,000 | 1,316,000 |
| Noninterest income | 18,000 | 37,000 | 114,000 | 142,000 |
| Noninterest expense | 196,000 | 499,000 | 718,000 | 1,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 208,000 | 384,000 | 342,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 208,000 | 384,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,912,000 | 4,888,000 | 5,011,000 | 4,834,000 |
| Total capital | 5,172,000 | 5,147,000 | 5,272,000 | 5,097,000 |
| Risk-weighted assets | 20,705,000 | 20,665,000 | 20,783,000 | 20,949,000 |