Call reports 2001
TEXAS SAVINGS BANK, STATE SAVINGS BANK — 2001
What TEXAS SAVINGS BANK, STATE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,737,000 | 39,648,000 | 39,895,000 | 40,539,000 |
| Total loans | 31,024,000 | 32,077,000 | 32,673,000 | 31,757,000 |
| Allowance for loan losses | 356,000 | 356,000 | 355,000 | 352,000 |
| Securities available for sale | 1,459,000 | 1,370,000 | 242,000 | 228,000 |
| Securities held to maturity | 4,271,000 | 4,121,000 | 3,991,000 | 3,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,565,000 | 33,503,000 | 33,708,000 | 34,443,000 |
| Interest-bearing deposits | 32,810,000 | 32,634,000 | 32,777,000 | 33,742,000 |
| Noninterest-bearing deposits | 755,000 | 869,000 | 931,000 | 701,000 |
| Equity capital | 4,769,000 | 4,794,000 | 4,849,000 | 4,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,537,000 | 2,283,000 | 2,968,000 |
| Interest expense | 475,000 | 947,000 | 1,381,000 | 1,774,000 |
| Net interest income | 291,000 | 590,000 | 902,000 | 1,194,000 |
| Noninterest income | 12,000 | 32,000 | 52,000 | 77,000 |
| Noninterest expense | 214,000 | 443,000 | 653,000 | 859,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 89,000 | 174,000 | 306,000 | 417,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 88,000 | 173,000 | 305,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,764,000 | 4,783,000 | 4,849,000 | 4,780,000 |
| Total capital | 5,010,000 | 5,036,000 | 5,111,000 | 5,042,000 |
| Risk-weighted assets | 19,553,000 | 20,145,000 | 20,875,000 | 20,544,000 |