Call reports 2025
COTTONPORT BANK, THE — 2025
What COTTONPORT BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 553,603,000 | 549,539,000 | 558,153,000 | 564,315,000 |
| Total loans | 337,231,000 | 350,858,000 | 356,244,000 | 364,282,000 |
| Allowance for loan losses | 4,799,000 | 4,869,000 | 4,814,000 | 4,769,000 |
| Securities available for sale | 130,662,000 | 137,779,000 | 135,647,000 | 141,905,000 |
| Securities held to maturity | 434,000 | 497,000 | 413,000 | 391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,753,000 | 478,380,000 | 484,383,000 | 488,608,000 |
| Interest-bearing deposits | 292,680,000 | 289,300,000 | 295,143,000 | 303,784,000 |
| Noninterest-bearing deposits | 192,073,000 | 189,080,000 | 189,240,000 | 184,824,000 |
| Equity capital | 66,381,000 | 68,326,000 | 71,862,000 | 74,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,340,000 | 14,812,000 | 22,805,000 | 30,632,000 |
| Interest expense | 2,037,000 | 3,985,000 | 5,915,000 | 7,871,000 |
| Net interest income | 5,303,000 | 10,827,000 | 16,890,000 | 22,761,000 |
| Noninterest income | 905,000 | 1,797,000 | 2,729,000 | 3,604,000 |
| Noninterest expense | 3,817,000 | 7,507,000 | 11,394,000 | 15,602,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 2,361,000 | 5,087,000 | 8,195,000 | 10,733,000 |
| Income tax | 388,000 | 1,043,000 | 1,656,000 | 2,181,000 |
| Net income | 1,973,000 | 4,044,000 | 6,539,000 | 8,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,489,000 | 72,517,000 | 75,013,000 | 77,025,000 |